To speak with a licensed agent, call (858) 722-3227 (TTY 711 M-F, 9am-5pm) or email tomasello@autumnagency.com
Autumn Insurance Agency

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent, Peggy Tomasello, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Medicare FAQs

      Answers to some of the most common questions asked by Medicare beneficiaries.

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      Thank you for making my Medicare enrollment process simple and easy. There are so many different choices and things to understand and yet you were able to make the process seamless and painless. Your explanation of the various options and the differences between the plans was easy to understand. Thank you for a great experience and I will…

      Read More


      Rick Levy

      Thank you for making my Medicare enrollment process simple and easy. There are so many different choices and things to understand and yet you were able to make the process seamless and painless. Your explanation of the various options and the differences between the plans was easy to understand. Thank you for a great experience and I will recommend you to my friends and anyone that needs to sign up for Medicare.


      Rick Levy

      My husband and I wanted to thank you for making our Medicare enrollment process so easy. You took the time to explain all our options and we really appreciate that. We will be recommending you to all our Medicare family and friends. Thank you!


      Simon and Jody Menzies

      You were able to enroll my mom into a plan that is taking care of her with all her needs and I’m truly grateful for that. Now, it’s my turn and even though I somewhat knew the process and kind of knew which direction I would go, I was still nervous about enrolling and making the right decision for myself. You came out and was…

      Read More


      Teri Workman

      You were able to enroll my mom into a plan that is taking care of her with all her needs and I’m truly grateful for that. Now, it’s my turn and even though I somewhat knew the process and kind of knew which direction I would go, I was still nervous about enrolling and making the right decision for myself. You came out and was completely patient with me and explained all aspects of Medicare again. I am now at ease and know that I made the right choice! Thank you from the bottom of my heart!


      Teri Workman

      I was initially overwhelmed by the complexity of Medicare plans, but your expertise and guidance made everything so much easier. You took the time to explain all my options in a clear and concise manner, and I felt confident in my decision, thanks to your help. I couldn’t be happier with the service I received from you and your…

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      JR Young

      I was initially overwhelmed by the complexity of Medicare plans, but your expertise and guidance made everything so much easier. You took the time to explain all my options in a clear and concise manner, and I felt confident in my decision, thanks to your help. I couldn’t be happier with the service I received from you and your agency! I’m so grateful for your help and would recommend you to anyone looking for a trustworthy and knowledgeable Medicare agent!


      JR Young

      As someone who was new to Medicare, I had a lot of questions and concerns about finding the right plan. Thankfully, I found your agency and was impressed by how well-informed and helpful you were. You made the enrollment process simple and straightforward, and I felt like I was in good hands every step of the way. I feel very good…

      Read More


      Sherry Coldwell

      As someone who was new to Medicare, I had a lot of questions and concerns about finding the right plan. Thankfully, I found your agency and was impressed by how well-informed and helpful you were. You made the enrollment process simple and straightforward, and I felt like I was in good hands every step of the way. I feel very good about recommending you to my family and friends!


      Sherry Coldwell

      Articles and Information


      Avoiding Costly Medicare Late Enrollment Penalties

      When it comes to Medicare enrollment, timeliness is crucial. Missing your enrollment period can lead to long-term and expensive penalties, increasing your monthly payments for years.

      Senior Safety Tips: Protecting Your Savings from Scams

      Scammers often target retirees because they know that many have substantial savings, pensions, or Social Security benefits. They use sophisticated tactics to trick you into revealing personal information or transferring money.

      4 Preventive Health Services Covered by Medicare

      Medicare offers a range of preventive health services at no additional cost, helping you stay healthy and catch potential health issues early. Here’s what you need to know…

      What Social Security Recipients Need to Know About the 2025 COLA and Inflation Trends

      As a Social Security recipient, you rely on the annual cost-of-living adjustment (COLA) to help keep pace with rising living costs. For 2025, the Social Security COLA is projected to be 2.6%.

      7 Key Medicare Changes for 2025 You Need to Know

      As we approach 2025, significant changes for Medicare are on the horizon, and they could impact your coverage and access to health care services.

      The Importance of Vision Screenings and Routine Eye Care

      Regular eye exams and proper eye care are essential for preventing serious eye conditions and preserving vision. Here are a few tips regarding eye exams and Medicare.

      Plan Ahead for Healthcare Costs in Retirement

      Planning for healthcare costs is a crucial part of your overall retirement strategy. It’s not just about having enough money for daily living—it’s about making sure you have adequate coverage for rising medical expenses.

      6 Medicare Myths Debunked: What You Really Need to Know

      Understanding the facts about Medicare can save you from costly mistakes and ensure you get the coverage you need.

      How to Maximize Your Medicare Coverage During the Annual Election Period

      Maximizing your Medicare coverage requires careful consideration of your healthcare needs, financial situation, and any changes to your plan’s coverage.

      Read Additional Articles

      Join Our Newsletter List

      Each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!

      You can unsubscribe at any time.







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