To speak with a licensed agent, call (858) 722-3227 (TTY 711 M-F, 9am-5pm) or email tomasello@autumnagency.com

Autumn Insurance Agency

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Medicare’s “Donut Hole”

      This situation creates a coverage gap for some beneficiaries as they reach their annual coverage limits and have to pay more out-of-pocket.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      Thank you for making my Medicare enrollment process simple and easy. There are so many different choices and things to understand and yet you were able to make the process seamless and painless. Your explanation of the various options and the differences between the plans was easy to understand. Thank you for a great experience and I will…

      Read More


      Rick Levy

      Thank you for making my Medicare enrollment process simple and easy. There are so many different choices and things to understand and yet you were able to make the process seamless and painless. Your explanation of the various options and the differences between the plans was easy to understand. Thank you for a great experience and I will recommend you to my friends and anyone that needs to sign up for Medicare.


      Rick Levy

      My husband and I wanted to thank you for making our Medicare enrollment process so easy. You took the time to explain all our options and we really appreciate that. We will be recommending you to all our Medicare family and friends. Thank you!


      Simon and Jody Menzies

      You were able to enroll my mom into a plan that is taking care of her with all her needs and I’m truly grateful for that. Now, it’s my turn and even though I somewhat knew the process and kind of knew which direction I would go, I was still nervous about enrolling and making the right decision for myself. You came out and was…

      Read More


      Teri Workman

      You were able to enroll my mom into a plan that is taking care of her with all her needs and I’m truly grateful for that. Now, it’s my turn and even though I somewhat knew the process and kind of knew which direction I would go, I was still nervous about enrolling and making the right decision for myself. You came out and was completely patient with me and explained all aspects of Medicare again. I am now at ease and know that I made the right choice! Thank you from the bottom of my heart!


      Teri Workman

      I was initially overwhelmed by the complexity of Medicare plans, but your expertise and guidance made everything so much easier. You took the time to explain all my options in a clear and concise manner, and I felt confident in my decision, thanks to your help. I couldn’t be happier with the service I received from you and your…

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      JR Young

      I was initially overwhelmed by the complexity of Medicare plans, but your expertise and guidance made everything so much easier. You took the time to explain all my options in a clear and concise manner, and I felt confident in my decision, thanks to your help. I couldn’t be happier with the service I received from you and your agency! I’m so grateful for your help and would recommend you to anyone looking for a trustworthy and knowledgeable Medicare agent!


      JR Young

      As someone who was new to Medicare, I had a lot of questions and concerns about finding the right plan. Thankfully, I found your agency and was impressed by how well-informed and helpful you were. You made the enrollment process simple and straightforward, and I felt like I was in good hands every step of the way. I feel very good…

      Read More


      Sherry Coldwell

      As someone who was new to Medicare, I had a lot of questions and concerns about finding the right plan. Thankfully, I found your agency and was impressed by how well-informed and helpful you were. You made the enrollment process simple and straightforward, and I felt like I was in good hands every step of the way. I feel very good about recommending you to my family and friends!


      Sherry Coldwell

      Articles and Information


      4 Things You Should Do to Protect Yourself From Medicare Scams

      Scammers often target Medicare beneficiaries to steal their personal information, Medicare numbers, and even their money. Here’s what you need to know.

      Read More

      Why Medicare Advantage Plans are Popular with Many Beneficiaries

      Medicare Advantage plans are becoming increasingly popular among beneficiaries for several compelling reasons. Here’s why…

      Read More

      Staying Sharp in Retirement: Activities to Keep Your Mind Active and Engaged

      By incorporating these brain-healthy habits into your retirement routine, you can keep your mind sharp and engaged for years to come!

      Read More

      How Prescription Drugs Can Affect Your Memory

      Certain prescription drugs can interfere with our memory processes, and understanding these medications and their potential impact is crucial for maintaining cognitive health.

      Read More

      Tips for Reviewing and Updating Your Retirement Plan

      Retirement planning is an ongoing process, and regular reviews and adjustments are essential for long-term financial success. Here is a checklist of items to review regularly.

      Read More

      Q&A About Insulin Price Changes

      A new law aimed at reducing prescription drug costs for millions of Medicare beneficiaries has introduced a significant provision for insulin.

      Read More

      Top Health Screenings for Seniors: What You Need to Know

      Regular health screenings become increasingly vital as we age to detect and manage potential health issues before they become serious….

      Read More

      Understanding Your Options for Medicare and Long-Term Care

      Understanding Medicare’s limitations regarding long-term care is crucial for effective planning. Contact us if you have any questions or if we can be of assistance.

      Read More

      8 Tips for Preventing and Coping with Osteoporosis

      Are you concerned with osteoporosis? Talk to your primary care physician about your concerns and they can recommend important screenings and other measures to protect your bone and overall health.

      Read More

      Read Additional Articles

      Join Our Newsletter List

      Each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!

      You can unsubscribe at any time.







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