To speak with a licensed agent, call (858) 722-3227 (TTY 711 M-F, 9am-5pm) or email tomasello@autumnagency.com

Autumn Insurance Agency

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Medicare’s “Donut Hole”

      This situation creates a coverage gap for some beneficiaries as they reach their annual coverage limits and have to pay more out-of-pocket.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      Thank you for making my Medicare enrollment process simple and easy. There are so many different choices and things to understand and yet you were able to make the process seamless and painless. Your explanation of the various options and the differences between the plans was easy to understand. Thank you for a great experience and I will…

      Read More


      Rick Levy

      Thank you for making my Medicare enrollment process simple and easy. There are so many different choices and things to understand and yet you were able to make the process seamless and painless. Your explanation of the various options and the differences between the plans was easy to understand. Thank you for a great experience and I will recommend you to my friends and anyone that needs to sign up for Medicare.


      Rick Levy

      My husband and I wanted to thank you for making our Medicare enrollment process so easy. You took the time to explain all our options and we really appreciate that. We will be recommending you to all our Medicare family and friends. Thank you!


      Simon and Jody Menzies

      You were able to enroll my mom into a plan that is taking care of her with all her needs and I’m truly grateful for that. Now, it’s my turn and even though I somewhat knew the process and kind of knew which direction I would go, I was still nervous about enrolling and making the right decision for myself. You came out and was…

      Read More


      Teri Workman

      You were able to enroll my mom into a plan that is taking care of her with all her needs and I’m truly grateful for that. Now, it’s my turn and even though I somewhat knew the process and kind of knew which direction I would go, I was still nervous about enrolling and making the right decision for myself. You came out and was completely patient with me and explained all aspects of Medicare again. I am now at ease and know that I made the right choice! Thank you from the bottom of my heart!


      Teri Workman

      I was initially overwhelmed by the complexity of Medicare plans, but your expertise and guidance made everything so much easier. You took the time to explain all my options in a clear and concise manner, and I felt confident in my decision, thanks to your help. I couldn’t be happier with the service I received from you and your…

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      JR Young

      I was initially overwhelmed by the complexity of Medicare plans, but your expertise and guidance made everything so much easier. You took the time to explain all my options in a clear and concise manner, and I felt confident in my decision, thanks to your help. I couldn’t be happier with the service I received from you and your agency! I’m so grateful for your help and would recommend you to anyone looking for a trustworthy and knowledgeable Medicare agent!


      JR Young

      As someone who was new to Medicare, I had a lot of questions and concerns about finding the right plan. Thankfully, I found your agency and was impressed by how well-informed and helpful you were. You made the enrollment process simple and straightforward, and I felt like I was in good hands every step of the way. I feel very good…

      Read More


      Sherry Coldwell

      As someone who was new to Medicare, I had a lot of questions and concerns about finding the right plan. Thankfully, I found your agency and was impressed by how well-informed and helpful you were. You made the enrollment process simple and straightforward, and I felt like I was in good hands every step of the way. I feel very good about recommending you to my family and friends!


      Sherry Coldwell

      Articles and Information


      Holistic Pain Management for Medicare Beneficiaries

      While medications play a vital role in pain management, holistic approaches that extend beyond pharmaceutical interventions can offer you a more comprehensive and sustainable solution.

      Read More

      Decoding Medicare Advantage Plan Star Ratings

      Medicare Star Ratings provide a breakdown of performance in specific areas, allowing beneficiaries to hone in on aspects that matter most to them.

      Read More

      Nurturing Connections: The Benefits of Socializing for Older Adults

      Research consistently underscores the positive impact of social engagement on senior health. Here we share some practical advice on the benefits of nurturing social connections in your golden years.

      Read More

      What to Do If You Missed Medicare’s Annual Enrollment Period

      Missing the Annual Enrollment Period (AEP) for Medicare can be a source of concern for many. If you’ve missed this critical window, don’t worry- there are still options available to ensure you have the health coverage you need.

      Read More

      10 Tips That Can Help Seniors Achieve a Better Night’s Rest

      Those over 65 often face unique sleep challenges that can impact the quality and duration of their rest. Here are some tips that can help!

      Read More

      Medicare Part D Plans: Assessing for Optimal Coverage Based on Your Needs

      As healthcare needs evolve, it’s essential to regularly assess your Part D coverage and consider whether switching to a different Part D plan may better suit your requirements.

      Read More

      6 Health Resolutions for Those Over 65

      It’s never too late to make positive changes in your life, and small steps can lead to big improvements in your overall well-being.

      Read More

      How to Reduce Your Odds of Liver Disease as You Age

      Guarding your liver is a fundamental aspect of maintaining a healthy lifestyle and living a longer, healthier life. Here’s what you should know…

      Read More

      10 Exercise Tips for Seniors: Enhancing Health and Vitality

      Here are 10 essential tips for seniors looking to embark on a fitness journey, tailored to ensure safety, enjoyment, and lasting health benefits.

      Read More

      Read Additional Articles

      Join Our Newsletter List

      Each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!

      You can unsubscribe at any time.







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